Canadian Condo Guide

Loft Pros and Cons

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Open Space:

Some people like the large open space. Young singles that work at home often enjoy having a large open space. It can be nice to have the space around you rather then be cramped in a small room while working. Couples, roommates and families tend to shy away from lofts. A large open space is not well suited for sharing. The lack of walls and separate spaces can be a challenge for those who want to do there own thing without being disturbed. Young couples often think a loft would be a good idea until they actually live in one. It can be difficult to study when the other party wants to watch a movie, etc. For all the same reasons single people often enjoy the open environment as all the background noise is in their control and they can multitask, enjoying the whole area at once.

The Environment (who lives there, who shouldn't)

Loft condo buildings tend to be a younger crowd and have a high percentage of rentals. Lofts are the condos most typically bought when a person is young and sold when their life progresses. Therefore is you are looking for a long-term home or as an investment, you should consider the limited resale appeal. Lofts have a smaller share of interest then other condos and a younger audience (thus more sensitive to a market cooling).

The cold sterile environment that often is the interior of a loft has limited consumer interest. Typically, young singles think its cool and older people generally shun them like the plague. Therefore lofts are sensitive to trends and this can be an issue at resale. To date the interest and supply has been a pretty steady match. One plus with loft conversions is the building envelopes are often well constructed with solid brick, beams and concrete. These buildings are usually zoned live/work and for all kinds of uses including chemicals, broadcasting, studio productions, etc.  This can be a big plus for artists, photographers, home businesses with manufacturing and or warehouse requirements. Unfortunately, most people that reside in loft buildings are young "professionals" that think its cool to live in a loft, then complain about neighbors using the space for purposes its actually zoned for.

Lofts certainly have their place. However the 9-5 office workers that often buy them these days really perplex this author. Why would you want to live in an industrial building where you neighbor could be a sculptor (chisels, hammer, etc)? People are drawn to the mystique of the "artist" live/work loft and 99.9% are marketed that way. However, the 9-5 office crowd wants to come home to a quiet cozy environment and this just doesn't make sense. Lofts are great for artists and others needing a large workspace to immerse themselves in. For those who will simply complain about such activity - it is probably best to seek a home more suitable for your needs.

Investment Value

Limited market appeal means less return in a cool market. Lofts are often in older parts of town that were once mostly ignored. Therefore the neighborhoods often are not that great but close to city centers. Obviously, older people, families and expecting families will have little interest and your market will be young, single, hip types. This market demographic is the weakest financially. There are a small percentage of high end buyers which really gravitate towards lofts. This group is too small for the average investor to cater too. They are not looking for the typical loft but rather a huge space that can be done to the 9's.

 

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